FD Calculator

Calculate fixed deposit maturity amount and interest earnings with quarterly compounding.

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Enter deposit details

Plan your fixed deposit investments with our accurate FD calculator. Enter your deposit amount, interest rate, and tenure to instantly know the maturity amount and total interest earned. The calculator uses quarterly compounding which is the standard for most bank FDs in India. Visualize how your money grows over time and compare different tenures and rates to maximize your returns. Whether you are investing for 1 year or 5 years, our FD maturity calculator gives you precise figures to make informed investment decisions.

How It Works

1

Enter Deposit Amount

Type the principal amount you want to invest

2

Set Rate & Tenure

Enter the interest rate and investment period in years

3

Get Maturity Value

View total maturity amount, interest earned, and effective yield

Benefits

Quarterly Compounding

Calculates using standard bank FD compounding frequency

See Effective Yield

Know your actual annual return with compounding effect

Compare Investments

Test different tenures to find the best returns

No Sign-ups

Free to use with unlimited calculations

Frequently Asked Questions

How is FD interest calculated?

Maturity = P x (1 + r/n)^(nt) where P = Principal, r = Rate, n = Compounding frequency, t = Time.

What is quarterly compounding?

Interest is calculated and added to the principal every quarter, leading to higher returns.