Annual CTC (₹)
₹12,00,000
Enter CTC and click Calculate
Example
For a CTC of ₹12,00,000 per year, the take-home salary is approximately ₹78,000 per month after PF, professional tax, and income tax deductions under the new tax regime.
Our Salary Calculator helps you instantly calculate your take-home salary from your CTC (Cost to Company). Whether you are a salaried employee in India trying to understand your payslip or a job seeker evaluating an offer, this free online tool provides a detailed CTC breakup. It computes basic pay, HRA, PF deductions, professional tax, and income tax under the new tax regime. The calculator gives you both monthly take-home and annual in-hand salary figures. Understanding your salary structure helps with financial planning, tax saving, and negotiating better offers. Use our salary breakup calculator to see exactly where your money goes each month.
How It Works
Enter Your CTC
Type your annual Cost to Company in the input field
Adjust with Slider
Use the slider to quickly try different salary ranges
View Full Breakup
See monthly take-home, PF, tax, and complete salary breakdown
Benefits
Know Your Exact Take-Home
No more guessing. See exactly how much lands in your bank each month
Understand Deductions
Transparent view of PF, professional tax, and income tax deducted
Compare Job Offers
Evaluate multiple CTC offers by comparing take-home figures side by side
Tax Planning
Plan your investments better by understanding your tax liability upfront
Frequently Asked Questions
How is take-home salary calculated?
Take-home salary = CTC - (PF + Professional Tax + Income Tax). Our calculator handles all deductions automatically.
What is the difference between CTC and take-home salary?
CTC includes employer contributions, gratuity, and other benefits. Take-home is what you actually receive after all deductions.
Related Finance Tools
EMI Calculator
Calculate monthly EMI for home loan, car loan, or personal loan with amortization schedule.
GST Calculator
Calculate GST amounts and inclusive/exclusive prices. Supports all GST rates.
FD Calculator
Calculate fixed deposit maturity amount and interest earnings with quarterly compounding.
Popular Tools
Salary Calculator
Calculate your take-home salary after tax and deductions. Free salary calculator for Indian CTC breakdown.
EMI Calculator
Calculate monthly EMI for home loan, car loan, or personal loan with amortization schedule.
GST Calculator
Calculate GST amounts and inclusive/exclusive prices. Supports all GST rates.
FD Calculator
Calculate fixed deposit maturity amount and interest earnings with quarterly compounding.
SIP Calculator
Calculate your mutual fund SIP returns with step-up option. Plan your investment goals.
Resume Checker
AI-powered resume checker that analyzes your resume and provides actionable improvements.